Do you know the requirements for getting workers’ compensation insurance in California? In this week’s blog, we want to remind you in case you suffer an accident at work.
Who Should Have Workers’ Compensation Insurance?
In the case of California, it is mandatory that all employees, regardless of the size of the company, have this insurance. Even if the company is based out of state, this will be the case if its employees constantly work in the state.
Do you need workers’ compensation insurance if you are a self-employed person?
This is not a requirement, but it will always be a good idea to have it so that you can protect yourself if you find yourself in a similar situation. This is mostly because your health insurance company could deny your claim.
If you have a part-time contract, do you need to have workers’ compensation insurance?
Yes, you must have workers’ compensation insurance because, according to California law, any employee who has a contract regardless of the number of hours must have this insurance.
How can I buy workers’ compensation insurance?
- You can buy it from a private insurance company.
- You can get it from the state.
- You can get a permit to self-insure your company if you meet certain requirements.
How does workers’ compensation insurance work in California?
The main objective of this insurance is to provide affordable and fast benefits to California employees. This protects the employer from having a legal problem and the employee from being helpless if he or she has an accident.
California law requires insurance to cover the following:
- Medical care
- Temporary disability benefits
- Permanent disability benefits
- Supplemental benefits for job posting
- Benefits in case of death
- Return to work supplement
If you have a problem with your workers’ compensation process, contact us.